The Hamilton Agency
& Associates Inc.
Hours: 9-5 Mon. - Thurs. +1- 256-314-2000​
INSURANCE POLICIES
WHICH INSURANCE WILL
BEST SUPPORT YOUR NEEDS?
LIFE INSURANCE
Everyone deserves a secure financial future and that's why life insurance is important.
Life insurance pays out a sum of money upon your death to those you have designated as beneficiaries, giving them a financial safety net.
It's important to note that death benefits from all types of life insurance are generally income tax-free.
ACCIDENT INSURANCE
Accidents can happen at any time. You could suffer an accidental injury while you are working around the house or walking into work.
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Or your child may get injured at basketball practice. Even with health insurance, extra expenses from an accidental injury can add up.
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Accident Insurance pays cash benefits directly to you (unless you specify otherwise), so you can use the cash for anything you want.
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With Accident Insurance you can enjoy peace of mind knowing that should you ever get seriously injured, you’ll be covered.
CANCER INSURANCE
The last thing anyone wants to hear is the dreaded words, “it’s cancer.”
And for millions of Americans each year, those words are a reality.
Cancer insurance pays cash benefits directly to you unless assigned when you need them most. If ever diagnosed with cancer (those that covered), these benefits are more important than ever.
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Cancer treatment is expensive and major medical may not cover the cost of things like deductibles, co-pays, lost work time, or even travel.
Cancer insurance helps support you through the physical, emotional, and financial costs of cancer.
DENTAL & VISION INSURANCE
Millions of people believe a smile is the most important physical attribute- more so than hair, eyes, or figure. Dental Insurance provides benefits for periodic checkups, cleanings, x-rays, fillings, crowns, and much more.
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VISION
(Any Insurance related to eye care falls into the category of Vision Insurance)
This plan provides coverage for health care services provided by professionals like opticians, optometrists, and ophthalmologists.
Vision can reduce your costs for maintenance such as eye exams, prescription glasses, or contact lenses.
GROUP INSURANCE
HEALTH INSURANCE - No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and offers many other important benefits including doctor visits and hospitalizations. Health insurance protects you from unexpected and high medical costs.
MEDICAL BRIDGE ADVANTAGE PROGRAM - (Sponsored by Nick Floyd & Associates)
Stop wasting insurance premium dollars. Make your plan work for you.
The Medical Bridge Advantage Program mirrors your major medical plan. We take a high deductible major medical insurance plan and set up the MAJOR BRIDGE ADVANTAGE PROGRAM behind it to lower the medical deductible to reasonable levels ($250, $500, $750 and $1,000 typically).
The savings generated by moving to a high-deductible medical plan are used to build the employee benefits package to fit you and your employee's needs. The Best part- UNUSED PREMIUMS DOLLARS ARE REIMBURSED ANNUALLY!
The Medical Bridge Advantage program also provides many different offerings: Single-source billing; Section 125 Cafeteria Plans; Group Dental, Vision, Accident, and Cancer; Telehealth/EDOC and Guaranteed Group Life Insurance (with participation).
The Hamilton Agency can customize a plan that works for your BUSINESS!!
Have a question. Feel free to review our most frequently asked questions below.